Members, savings, share capital, loans and arrears in one ledger that balances.
For SACCOs, VSLAs and microfinance institutions keeping member records, savings and the loan book across passbooks, ledgers and separate spreadsheets.
A SACCO runs on the ledger agreeing with the cash box, and on a member being told the same balance whichever officer they ask. Member accounts, savings, share capital, loans and repayments sit in one system. Interest, penalties and arrears are computed rather than worked out by hand each month, and every posting carries a name and a timestamp.
Not every item on day one. We scope the smallest useful version first and grow from there.
A working session to map what you do today, where it breaks, and what is worth building first.
Short cycles with something usable at the end of each one. You see progress weekly, not at handover.
We migrate your data, train the people who will use it, and stay on hand through the first live month.
Hosting, monitoring and changes as the business shifts. You own the code and the servers.
Tell us what you are trying to fix. We'll come back with an honest view of scope, cost and timeline. No obligation.